Today’s News: States Sue Gov’t Over Health Overhaul, Senate Votes Down NFIP and Smokers Pay More for Insurance
June 23, 2010 – 9:03 amThe government is in the process of battling state attorneys who say it does not have the Constitutional right to force people to carry health insurance while a study has found that Kansas smokers are likely to pay more for their coverage. In other insurance news, Senate has voted to not renew the National Flood Insurance Program for the time being.
States Sue Government Over Health Overhaul
The federal government is preparing to respond to at least 20 state attorneys that have filed suit against it to stop it from requiring all Americans to carry health insurance.
According to current health care reform law, nearly all legal residents who do not carry health coverage will be required to pay a penalty of at least $695 per person annually or 2.5 percent of income starting in 2014.
A driver who is viewed by insurers as a higher risk to cover can have a more difficult time finding coverage at an affordable rate, but comparison shopping can be the key to reasonable premiums. Dependent on the reason why a driver ;may be looked at as riskier to insure can be a number of reasons, but acknowledging them and finding a carrier who is willing to except risks can save thousands of dollars.A common way that a driver can find themselves in the high risk pool is by being convicted of driving under the influence of alcohol or drugs (DUI); this is a very dangerous practice and statistics show that motorists who have been convicted driving under the influence are likely to receive a second offense.