Your School Insurance Requirements

June 28, 2010 – 1:02 am

As the school season approaches, it is that time of year where you are beginning to receive information about your school’s insurance plan. Every school has their own insurance requirements and it may be difficult to stay up to date with this information. To help you, we have developed a school requirement resource that will provide easy navigation to find the specifics about your school.

We have recently updated this information for the upcoming year and we are constantly updating our records to help assist you in finding the best insurance value! E

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Courtesy cars standard with only 23% of car insurance

June 26, 2010 – 12:50 pm

Financial research company Defaqto has conducted research which reveals huge variability between the numerous comprehensive car insurance policies available in the UK.

The research indicated that less than a quarter (23%) of insurance policies include a courtesy car as standard, with less than half (49%) not providing a courtesy car at all.

Twenty-eight percent of insurance policies have a courtesy car as an optional extra, available at the time of purchase.

The courtesy car was found by Defaqto’s research to matter most to 35 to 44 year olds, most especially those with children.

Both the provision of a courtesy car during repair and during a claim settlement appeared in the top 10 most desirable features of car insurance according to the survey.

Insight Analyst Mike Powell advised those browsing for car insurance to check whether or not courtesy car provision is included, as discovering it is not at an inopportune moment can prove inconvenient and vexing.

 

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Today’s News: States Sue Gov’t Over Health Overhaul, Senate Votes Down NFIP and Smokers Pay More for Insurance

June 23, 2010 – 9:03 am

The government is in the process of battling state attorneys who say it does not have the Constitutional right to force people to carry health insurance while a study has found that Kansas smokers are likely to pay more for their coverage. In other insurance news, Senate has voted to not renew the National Flood Insurance Program for the time being.

States Sue Government Over Health Overhaul

The federal government is preparing to respond to at least 20 state attorneys that have filed suit against it to stop it from requiring all Americans to carry health insurance.

According to current health care reform law, nearly all legal residents who do not carry health coverage will be required to pay a penalty of at least $695 per person annually or 2.5 percent of income starting in 2014.

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Maximize your insurance leads – Ask for referrals!

June 23, 2010 – 1:05 am

Many professionals, insurance agent or not, don’t like to ask for referrals. One of the best ways to find new insurance business, however, is from referrals and they don’t just have to come from the insurance customers who walk through your front door. You can earn referral business through your insurance leads as well!

First, let’s talk about the basics of getting referrals.

1) Keep customers happy. The key to any successful business relationship is mutual satisfaction. Both parties must be happy with the byproduct of the transaction or sale.

2) Avoid insurance lingo.

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Men likelier to have comprehensive car insurance

June 22, 2010 – 11:29 pm

Recent research commissioned by Post Office Car Insurance has revealed that when it comes to comprehensive car insurance it’s men who are in the fast lane, with 58% possessing such a policy compared to 44% of women.

Post Office Car Insurance strongly advocates taking out a comprehensive insurance policy to protect against accidents, theft or breakdowns.

The firm’s research also indicates that there has been a 51% rise in individual comprehensive car insurance policies, suggesting that consumers are now opting for greater protection.

Motorists are also advised to ensure they are fully aware of their precise policy details, so that they know exactly what they are protected against.

Post Office Car Insurance offers third party, third party fire and theft insurance, and comprehensive car insurance for those wanting the broadest range of coverage.

 

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Insurance Tip for the Week: Know About the Gap Insurance Resource Center

June 19, 2010 – 1:17 pm

Now the About.com Personal Insurance site has its own designated gap insurance resource center. Gap insurance is a popular topic here on the personal insurance site, so I wanted to expand a special area for it. You will find general information on gap insurance, gap insurance requirements, information about who needs gap insurance and much more. I have more gap insurance articles planned so check back in the future for additional gap insurance information.