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Winter Driving Means Don’t Take Chances

February 4, 2010 – 10:59 am

Driving during the winter months take preparation and following a couple of very good rule. The first being, if you do not have to go anywhere, don’t. Then always give yourself extra time during winter driving and make sure your vehicle is in the best shape. Also, always stay with your vehicle should you get stuck.

Before winter arrives take the time t winterize your vehicle. This means seeing a professional for a vehicle check up. Besides winter tires, you’ll also want your vehicle in tip top shape, which can keep you from being stuck in sub zero temperatures.

Make sure your mechanic checks out your brakes, does any tune up work, checks all fluids including wiper fluid and installs new windshield wipers if needed. Thi

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OIT Client Unitrin Direct Receives Celent Model Insurer Award

February 4, 2010 – 6:10 am

– Unitrin Direct Auto and Home Insurance, client of Optical Image Technology and user of OIT’s DocFinity document management and workflow software, received the Celent 2010 Model Insurer Award for its effective use of technology in Underwriting on January 28. Unitrin Direct markets auto and homeowners insurance to consumers via direct mail, the Internet, employer-sponsored employee benefit programs and other affinity relationships. Read more…

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Get 90% off insurance for 8 years no-claims

February 3, 2010 – 4:36 pm

Currently the majority of claims discounts end after five years and the average discount on offer is 65%.

AXA’s new policy looks set to reward safer, more experienced drivers with a hefty discount on their premiums after eight years of no-claims driving.

The new product launch comes at a time when motorists are facing soaring insurance costs.

Earlier this week AA Insurance warned that premiums look set to increase by at least another 10 to 15% – on top of the record increase seen in 2009.

Premiums rose sharply last year as insurers faced soaring levels of fraud and escalating personal injury costs.

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What is Gap Insurance and Why Do You Need It

February 2, 2010 – 7:35 pm

A lot of insurance buyers neglect the need to buy gap insurance because they do not really understand what the policy entails. Most think that regular car insurance is more than enough to protect them from losses. When the time comes that they face the truth, they have already lost so much and all they can do is regret.

Gap insurance is a type of coverage that can cover the things that your regular auto insurance cannot cover. It is important to fully realize its meaning and context to appreciate its use.

Imagine that you have just bought a brand new car. It would not come as a surprise if you get too excited to insure it.

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California Uninsured Statistics

February 2, 2010 – 8:41 am

The California Health Care Almanac recently released its annual report on the uninsured in the state.  The report has been released annually for over 20 years and over that period the percentage of Californian’s, who are not eligible for Medi-care, and are not covered by an employer’s healthcare insurance has risen by 9%.  The rate of uninsured Californian’s has risen only 6 tenth of one percent in the past 8 years, from 20% in 2000 to 20.6% in 2008 (The latest year that statistics are available).  Califo

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Municipal Mutual Insurance Company Leaps Forward with DocFinity(R) – Software Enables Better, Faster Service to Customers in Tri-state Service Area

January 30, 2010 – 7:56 am

– Optical Image Technology, creator of the DocFinity suite of imaging, document management, and BPM/workflow software, announces that Municipal Mutual Insurance Company of West Virginia has successfully implemented DocFinity at its headquarters in Wellsburg. The software solution was installed to address inefficient and costly storage of paper documents, reduce administrative overhead in processing new and existing business, and expedite customer service. Municipal’s eighteen-member staff services 35,000 active policies for customers in Ohio, West Virginia, and Pennsylvania. Read more…

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