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Travelers Insurance for Haiti

February 5, 2010 – 10:55 pm

After January’s earthquake, many volunteer groups have been traveling to Haiti to assist in disaster relief efforts. The earthquake measured a 7 on the Richter scale and caused extensive damage to the area surrounding the capital, Port Au Prince. If you plan on assisting with the relief in Haiti, it is important that you are properly insured.

First, you’ll want to check to see if your current insurance plan provides international coverage. If they do not, you may want to consider a travelers insurance.

Many travel plans will cover you outside your home country; however your plan may have additional restrictions if a travel warning is issued. In

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Gap Insurance Prevents Negative Equity

February 5, 2010 – 10:04 pm

Many drivers think that they are fully protected with comprehensive insurance. In most cases however, they find out too late that it is not so. This is because in reality, cars immediately depreciate by at least 20% as soon as it is taken out of the dealer’s office for use. If something happens to this newly bought car, the comprehensive insurance will not be able to cover for this 20% depreciated value. For the car owner, this is an instant loss.

Guaranteed Asset Protection Insurance, otherwise known as gap insurance, is the right type of insurance that can cover for the said loss. A

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Winter Driving Means Don’t Take Chances

February 4, 2010 – 10:59 am

Driving during the winter months take preparation and following a couple of very good rule. The first being, if you do not have to go anywhere, don’t. Then always give yourself extra time during winter driving and make sure your vehicle is in the best shape. Also, always stay with your vehicle should you get stuck.

Before winter arrives take the time t winterize your vehicle. This means seeing a professional for a vehicle check up. Besides winter tires, you’ll also want your vehicle in tip top shape, which can keep you from being stuck in sub zero temperatures.

Make sure your mechanic checks out your brakes, does any tune up work, checks all fluids including wiper fluid and installs new windshield wipers if needed. Thi

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OIT Client Unitrin Direct Receives Celent Model Insurer Award

February 4, 2010 – 6:10 am

– Unitrin Direct Auto and Home Insurance, client of Optical Image Technology and user of OIT’s DocFinity document management and workflow software, received the Celent 2010 Model Insurer Award for its effective use of technology in Underwriting on January 28. Unitrin Direct markets auto and homeowners insurance to consumers via direct mail, the Internet, employer-sponsored employee benefit programs and other affinity relationships. Read more…

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Get 90% off insurance for 8 years no-claims

February 3, 2010 – 4:36 pm

Currently the majority of claims discounts end after five years and the average discount on offer is 65%.

AXA’s new policy looks set to reward safer, more experienced drivers with a hefty discount on their premiums after eight years of no-claims driving.

The new product launch comes at a time when motorists are facing soaring insurance costs.

Earlier this week AA Insurance warned that premiums look set to increase by at least another 10 to 15% – on top of the record increase seen in 2009.

Premiums rose sharply last year as insurers faced soaring levels of fraud and escalating personal injury costs.

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What is Gap Insurance and Why Do You Need It

February 2, 2010 – 7:35 pm

A lot of insurance buyers neglect the need to buy gap insurance because they do not really understand what the policy entails. Most think that regular car insurance is more than enough to protect them from losses. When the time comes that they face the truth, they have already lost so much and all they can do is regret.

Gap insurance is a type of coverage that can cover the things that your regular auto insurance cannot cover. It is important to fully realize its meaning and context to appreciate its use.

Imagine that you have just bought a brand new car. It would not come as a surprise if you get too excited to insure it.

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